Terms & Conditions

Read the comprehensive Terms & Conditions to understand the rules and legal obligations when using AJ Finance services.

1. Introduction

These Terms & Conditions (“Terms”) govern your use of AJ Finance’s website, mobile application, and related services. By accessing or using our services, you agree to comply with these Terms.

2. Use of Services

  • You must provide accurate and complete information when using our services.
  • Users must be 18 years or older to use our platform.
  • Unauthorized access, misuse, or interference with services is strictly prohibited.

3. Account Registration

  • Users may need to register an account to access certain services.
  • Keep login credentials confidential. AJ Finance is not responsible for unauthorized access due to negligence.
  • We may suspend or terminate accounts for violations of these Terms.

4. Financial Products

AJ Finance provides guidance for loans, credit cards, and insurance. All financial products are offered by partner banks and institutions. AJ Finance is not the lender or insurer and is not responsible for their terms, rates, or approvals.

5. Payments & Fees

All applicable fees, interest, or charges related to financial products are determined by the respective banks or institutions. AJ Finance may charge service fees for platform usage, which will be clearly communicated before transactions.

6. Limitation of Liability

AJ Finance shall not be liable for any indirect, incidental, or consequential damages, losses, or claims arising from the use of services. Users accept responsibility for verifying financial terms and conditions with partner institutions.

7. Intellectual Property

All content, logos, trademarks, and images on AJ Finance are the property of AJ Finance or licensed partners. Unauthorized use of intellectual property is prohibited.

8. User Conduct

  • Users must not engage in fraudulent or illegal activities.
  • Respect privacy and intellectual property rights of others.
  • Compliance with local, state, and national laws is mandatory.

9. Termination

AJ Finance reserves the right to suspend or terminate access to services at any time for violation of Terms, legal requirements, or suspected fraudulent activity.

10. Dispute Resolution

Any disputes arising from the use of services will be resolved through arbitration in accordance with Indian laws. Users agree to submit to jurisdiction of courts in India.

11. Updates to Terms

We may revise these Terms periodically. Continued use of our services after updates constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions regarding these Terms, contact:

  • Email: legal@ajfinance.com
  • Phone: +91-XXXXXXXXXX
  • Address: AJ Finance, 123 Finance Street, New Delhi, India

Effective Date: 08 September 2025